Financing dental treatment | Fine Dental Care


We’ve Got Your Smile Covered!

Financing dental treatment

Regardless of your insurance provider, we’ll work directly with them to maximize your coverage, while minimizing the out of pocket costs related to your treatment.

Dr. Fine is currently in network with the Horizon Blue Cross Blue Shield (BCBS) of New Jersey Traditional Network as well as the Delta Dental of NJ, Premier Network. Our office is also part of Cigna’s Network Saving Program – which provides a discounted reimbursement program for our patients who carry that plan.

We are happy to work with all insurance companies! For instance, many of our patients carry plans through:

  • Aetna
  • Guardian
  • MetLife
  • Ameritas
  • Delta Dental PPO and Premier
  • Cigna PPO
  • Aetna PPO
  • MetLife
  • Guardian PPO

For your convenience, our office is pleased to submit insurance claims and paperwork on your behalf – whether or not we are in network with your particular provider.

Our financial coordinators work directly with your insurance carrier using customized worksheets to determine your co-pay and any out of pocket costs. That way, you never have to be surprised about the cost of your care!

If you have any questions or need financial assistance, please let us know. We’re happy to assist you in any way.

Financing Your Smile

We believe that every person deserves a beautiful, healthy smile! It’s the first thing that people notice about you and it makes a long-lasting impression. Not only that, but a healthy smile can have an impact on your overall health. Did you know that poor dental well being can affect your blood sugar levels? It can contribute to respiratory infections, increase your risk of cardiovascular disease and it’s even thought that gingival bacteria may be a cause of dementia. For the sake of your self-confidence and total health, don’t put off dental care due to financial constraints when budget-friendly options are available.

Affordable Dental Care

In many cases, postponing recommended dental treatments can lead to further oral health decline and tooth damage, resulting in more extensive, and expensive, procedures down the road. If you don’t have dental insurance, it’s not a problem! At Fine Dental Care, we’re pleased to offer the following:

  • 10% off as a Pre-Payment Courtesy, when treatments are paid in full with cash or check, prior to your procedure being performed
  • Interest Free Financing through Lending Tree and CareCredit, for a flexible payment plan that fits your budget needs
  • Convenient Pay-As-You-Go Care, where you pay for services as you need them
  • Acceptance of most major credit cards

Call Today

Please call our office today to speak with our financing specialist or to make your appointment for a healthier, more attractive smile.

Find Us! Get Directions

Special Offers

Our Happy Customers

"Its been two years since I stepped into Dr. Fine's state of the art office. I was so scared the first visit, but left there feeling so relaxed and confident that I was in good hands. I feel like Dr. Fine and his staff are family. Couldn't ask for a more up to date office and knowing Dr. Fine has studied hard to do thee fine job he does with his patients. Everyone makes the patient feel so comfortable. Go visit Dr. Fine. You will be very pleased"


"I am a huge fan of Dr. Fine, his staff, and his pinhole technique! I was the most nervous patient in the world but the experience was wonderful. All my questions were answered thoroughly and the results were beautiful!"


"SUPER DENTIST!!! The office is so CLEAN & INVITING!!! Everyone there is Mega Nice & Caring. His wife is adorable and a delight! Dr. Fine's care is just like his name "FINE & 1 OF A KIND" I definitely recommend him as a Dentist. Oh and the Hygienist is SIMPLY MARVELOUS!!!"

We're here to help you get the perfect smile!
Have Questions? Call Us Now (973) 475-8898  OR   Schedule Your Visit!
Tap To Call
With a Dental Certified Specialist