• Exceptional General, Family, Implant, and Cosmetic Dentistry Since 1987
  • Bruce Fine, DDS


(973) 633-5440

We’ve Got Your Smile Covered!

financing top fine dental careRegardless of your insurance provider, we’ll work directly with them to maximize your coverage, while minimizing the out of pocket costs related to your treatment.

Dr. Fine is currently in network with the Horizon Blue Cross Blue Shield (BCBS) of New Jersey Traditional Network as well as the Delta Dental of NJ, Premier Network. Our office is also part of Cigna’s Network Saving Program – which provides a discounted reimbursement program for our patients who carry that plan.

We are happy to work with all insurance companies! For instance, many of our patients carry plans through:

  • Aetna
  • Guardian
  • MetLife

For your convenience, our office is pleased to submit insurance claims and paperwork on your behalf – whether or not we are in network with your particular provider.

Our financial coordinators work directly with your insurance carrier using customized worksheets to determine your co-pay and any out of pocket costs. That way, you never have to be surprised about the cost of your care!

If you have any questions or need financial assistance, please let us know. We’re happy to assist you in any way.

Financing Your Smile

We believe that every person deserves a beautiful, healthy smile! It’s the first thing that people notice about you and it makes a long-lasting impression. Not only that, but a healthy smile can have an impact on your overall health. Did you know that poor dental well being can affect your blood sugar levels? It can contribute to respiratory infections, increase your risk of cardiovascular disease and it’s even thought that gingival bacteria may be a cause of dementia. For the sake of your self-confidence and total health, don’t put off dental care due to financial constraints when budget-friendly options are available.

Affordable Dental Care

In many cases, postponing recommended dental treatments can lead to further oral health decline and tooth damage, resulting in more extensive, and expensive, procedures down the road. If you don’t have dental insurance, it’s not a problem! At Fine Dental Care, we’re pleased to offer the following:

  • 10% off as a Pre-Payment Courtesy, when treatments are paid in full with cash or check, prior to your procedure being performed
  • Interest Free Financing through Lending Tree and CareCredit, for a flexible payment plan that fits your budget needs
  • Convenient Pay-As-You-Go Care, where you pay for services as you need them
  • Acceptance of most major credit cards

Call Today

Please call our office today to speak with our financing specialist or to make your appointment for a healthier, more attractive smile.